Offer a simple, secure way for your clients to experience contactless payments with your businesses, while enabling real-time bank-to-bank transfers with all the features & ease of use you expect from a next-level solution.
The latest smart device payment technology turns your smart device into a secure, touchless POS terminal, while also populating RAYL.Apptive with transaction data to be used throughout its application modules.
Leverage your existing merchant account, when you switch to RAYL.
Automate recurring payments & subscriptions with higher fund limits requiring only an email address.
Seamless integration that supports a range of payment types. Efficiently manage transactions, chargebacks, reporting and more, all from a single platform.
Protect sensitive data with the latest security technologies. We also make it easy to meet PCI DSS requirements and reduce compliance efforts.
Don’t wait for access to your hard-earned money. Support cashflow and operations with our next-day deposits that come with no additional fees.
Our locally based, multilingual support team is available 24/7/365 to help with your questions. Speak to a real person, not a machine, whenever you like.
Tap technology is tap-to-phone soft POS payment application that enables a merchant to instantly accept contactless payments using any off-the-shelf mobile device.
A cloud infrastructure will help terminal vendors reduce their compliance exposure, cut maintenance costs, and get to market faster.
• Terminal- and processor-agnostic payment technology
• Rapidly integrates contact and contactless payment acceptance
• Support for unlimited devices with a single, hosted payment kernel
RAYL.Pay technology integrates card verification methods in traditional "card-not-present" payment environments, delivering superior fraud protection and cost reduction online.
• Enables PIN (CVM) and biometric (CDCVM) EMV verification online
• Secure cloud kernel framework and tokenized infrastructure
• Integrates easily with websites, in-app and third-party systems
Projected global transaction value of Mobile POS payments by 2023.*
Projected global transaction value of Digital payments by 2023.*
Projected global transaction value of eCommerce payments by 2023.†
Some 420 billion transactions worth $7 trillion are anticipated to switch from cash to cards and digital payments by 2023, rising to US$48 trillion by 2030, according to November research from Accenture. The coronavirus pandemic has sped up the shift to digital payments “at a pace banks could not have predicted,” Sulabh Agarwal, who leads Accenture’s payments practice globally, said in a company statement.º
*techradar.com †statista.com ºspglobal.com